LTD Exclusions

A Long Term Disability plan may contain the following “limitation” with regard to benefits:  “You are covered for 24 months of Disability . . . if you are Disabled due to a: Neuromusculoskeletal and soft tissue disorder . . . .; chronic fatigue syndrome and related conditions.”  In other words, you are ONLY covered for 2 years instead of the normal time period.  As indicated in another post, this is yet another example a limitation LTD insurers use as a basis to deny payment of claims.

If you have been denied LTD benefits, my contact information is here.


About tngainjurylawyer
Serious Injury Lawyer in Tennessee and Georgia.

One Response to LTD Exclusions

  1. Pingback: Self-Reported Symptoms Limitation « Long Term Disability Lawyer

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