LTD Exclusions

A Long Term Disability plan may contain the following “limitation” with regard to benefits:  “You are covered for 24 months of Disability . . . if you are Disabled due to a: Neuromusculoskeletal and soft tissue disorder . . . .; chronic fatigue syndrome and related conditions.”  In other words, you are ONLY covered for 2 years instead of the normal time period.  As indicated in another post, this is yet another example a limitation LTD insurers use as a basis to deny payment of claims.

If you have been denied LTD benefits, my contact information is here.

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About tngadisabilitylawyer
Disability Lawyer in Tennessee and Georgia.

One Response to LTD Exclusions

  1. Pingback: Self-Reported Symptoms Limitation « Long Term Disability Lawyer

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